If you are buying a business it is important to understand the present value of creative deal structures.  For example, is a $3 million all cash price a better deal than $2 million in equity, $800k in bank financing, and $300k in a seller carried note, and $200k in a potential earn-out?  It depends on a variety of factors including the business’ growth rate, the terms of the financing and earn-out, and the level of risk associated with the business.  Codiligent business brokers utilize proprietary tools to help formulate deal structures that meet a buyer’s risk and reward goals that can be incorporated into a detailed Letter of Intent.